Personal Checking

At People's Bank we want you to have the right account to best fit your needs. With our personal checking accounts, you can find a tailored account option that offers all the benefits that's best for you.

We are excited to introduce a new feature that enables you to open a personal checking or savings account from the comfort of your own home. This is a hassle-free and straightforward process. You'll be able to complete the account opening process online through our secure and user-friendly platform. Start your account opening process now!

Accordion 1

Freedom Checking

This account includes Online Banking and Bill Pay*. Monthly service charge is $5. Service charge is waived with online banking, eStatements and direct deposits totaling $500 and greater or 10 electronic debit transactions per statement cycle.

Accordion 2

People's Choice Checking

With People's Choice Checking, your monthly service fee is waived if you maintain an average available monthly balance of $1,500 or you are 62 years of age and over. Monthly service charge is $10 with online banking and eStatements or $12 with paper statements. Enjoy unlimited check writing, Mobile Banking, Mobile Check Deposit, Banking and Bill Pay*.

Accordion 3

Checking Plus

Earn interest on all deposited funds when entire balance is $500 or more with a Checking Plus account. Monthly service charge is $12 with online banking and eStatements or $14 with paper statements. Service fee is waived with an average available monthly combined checking and savings balance of $10,000.

Accordion 4

Elite Checking

Designed for our customers with high average available balances and moderate activity. $20 monthly service fee is waived if the combined average available monthly balance of $25,000 is maintained. View the benefits with this premium account on our Comparison Chart, which includes our Surcharge-free ATM Network-MoneyPass© usage domestically^†and Bill Pay*.

Accordion 5

Money Market

Enjoy the benefit of earning interest with premium rates while having the convenience of check writing. A tiered rate structure allows higher account balances to earn higher interest. The $10 monthly service charge is waived by maintaining the $1,000 average available monthly balance. Withdrawal limitations apply**

Need to reorder checks? You can order your checks online from Harland Clarke, our preferred provider.

Click Here to Order Your Checks Online

Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.

* Bill Pay fee is waived when you complete one or more bill payments each statement cycle, otherwise, a $5 inactivity fee applies. Bill Pay items greater than 20 per month, additional item at $0.50 each.

** Federal regulations limit Savings and Money Market withdrawals to six pre-authorized withdrawals per month. Pre-authorized withdrawals include but are not limited to: ACH debit, telephone transfers, online banking transfers, overdraft protection and checks.

† Foreign ATM fees waived domestically; owner surcharges may apply

Ac	Freedom	People's Choice	Plus	Elite
Monthly Maintenance Service Charge	$5 or $0 with Online Banking and eStatement & ONE of the following- Direct Deposit (or) 10 electronic debit transactions per statement cycle	$10 with Online Banking and eStatements $12 with paper statements or $0 if account holder is 62 or older or a average available monthly balance of $1,500	$12 with Online Banking and eStatements $14 with paper statements or $0 if have a average available monthly combined checking and savings account balance of $10,000	$20 or $0 if have a average available monthly combined checking and savings account balance of $25,000
Surcharge-free ATM Network - MoneyPass©
Unlimited check writing
Mobile Banking & Mobile Check Deposit
Quicken Direct Connect
Interest Bearing			when entire balance is $500 or more
Free checks			Discount
Paper statement fee waived